Commercial Business Insurance Products
First Indemnity’s Commercial Business Insurance products help business owners protect their assets including physical property, employees, intellectual property, legal actions against an enterprise as well as a wide range of business owner insurance exposures.
Our specialty coverages, designed for small to mid-sized businesses, offer more comprehensive protection to our clients and include premise liability, medical expenses, advertising/personal injury, defense costs, and tenant liability.
Our team can customize the proper policy coverages:
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Business Owner's Package (BOP)
Provides a comprehensive package of Property and Liability Coverages for a wide variety of small to mid-sized business entities.
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Workers' Compensation
Provides coverage for employees of a firm, business or organization injured in the performance of a job function or duty. This is mandatory coverage in a vast majority of the U.S. states.
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Fidelity Bonds
Provides coverage for companies or firms in a number of possible scenarios when handling the entity's and/or clients' funds. In a high percentage of cases, the bonds cover employee theft. Many large banks or financial institutions require law firms to carry such coverages when handling real estate closings.
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Surety Bonds
Many times these are required of attorneys or accountants to ensure compliance with state laws, statutes or regulations. These bonds may also cover licensing, permit or court requirements.