Professional Liability Insurance Product

Professional Liability Insurance

Through our strong relationships with leading carriers, on both an admitted and non-admitted basis, First Indemnity has expanded its resources for providing individual coverages to a variety of professionals such as attorneys, accountants, real estate agents, insurance agents and specialty consultants seeking liability protection.

The following coverages are available:

  • Employee Professional Liability Insurance (EPLI)

    Coverage against common law liability of an employer for accidents to employees, as distinguished from liability imposed by a workers' compensation law.

  • Miscellaneous Errors & Omissions (Miscellaneous E&O)

    Professional liability policy covering the policyholder for negligent acts and omissions that may harm his or her client - Miscellaneous E&O expands usage to specialty insureds.

  • Fidelity Bonds

    A form of protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals. It usually insures a business for losses caused by the dishonest acts of its employees.

  • Surety Bonds

    P&C insurance coverage that isn't available from admitted companies, and must be purchased from a non-admitted carrier. Generally includes risks that require greater flexibility in policy terms and conditions.