Available coverages include:
Directors and Officers Liability Insurance (D&O)
D&O covers the costs from claims for alleged wrongful acts by directors or officers. Coverage includes defense costs for civil and criminal actions as well as criminal and regulatory investigations. It offers protection for both directors and officers and the organization.
Employment Practices Liability (EPLI)
Coverage for defense costs and damages related to various employment-related claims. This can include:
- Discrimination
- Harassment (sexual or otherwise)
- Failure to provide equal opportunity of employment
- Wrongful termination
- Failure to employ or promote
- Negligent evaluation
- Libel, slander, or humiliation
- Infliction of emotional distress
- Wrongful failure to provide or enforce corporate policies
- Violation of an employee’s civil rights
Miscellaneous Errors & Omissions (Misc. E&O)
Professional liability policy covering the policyholder for negligent acts and omissions that may harm his or her client – Miscellaneous E&O expands usage to specialty insureds.